Insurance carriers are enforcing Zone 0 today. Rules finalizing 2026.

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Financing

Finance your Zone 0 work.

We're building a network of vetted California lenders who offer HELOC, home equity, and cash-out refinance options for AB 3074 Zone 0 compliance work. Join the waitlist and we'll match you when a lender is available.

Why match through us.

Financing Zone 0 work is straightforward — HELOC, home equity loan, and cash-out refinance are all common paths — but the right lender for the job depends on your equity, your timeline, and your existing mortgage. We're vetting California-licensed lenders so you don't have to filter through call-center quotes.

  • Active California mortgage licensing verified
  • Real experience with home-equity products in fire-exposed markets
  • Direct line to a senior loan officer, not a call center
  • No obligation; consultation is free

Join the financing waitlist.

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