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The Zone 0 library.
Plain-English guides to California's AB 3074 defensible space law. The deadline, the insurance impact, the 12 requirements, and what real homeowners are doing about it.
Guide
When does California’s defensible space law go into effect?
AB 3074 is already in effect. The timeline that actually matters is enforcement — inspections, resale triggers, and insurance renewals — and that ramp is happening now.
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Guide
Farmers, State Farm, and the California defensible-space crackdown
Major California carriers are using Zone 0 compliance as a renewal factor. What to do if you’ve been dropped, what to expect at your next renewal, and how compliance helps you re-enter the market.
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Guide
Why aren’t California homeowners following the defensible space law?
Confusion, cost, and contractor scarcity. The real reasons homeowners are missing Zone 0 compliance — and a calmer way to get it done.
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